How Much Does Gastric Band Surgery Cost?
In the UK, the average cost of gastric band surgery is between £5,390 and £9,000. However, certain clinics and private medical firms do offer deals and offers and some UK companies offer a more affordable service. If financing the surgery is a major concern, some clinics and private practices offer repayment plans. If you qualify, the cost can be covered by way of monthly instalments at 0% interest, and other options such as 'buy now pay later' and even tailored repayment plans, are available in some cases.
What Do Patients Get For Their Money?
Financing Gastric Band Surgery
To assist with the issue of finance, many weight loss clinics work alongside loan companies or have their own credit services and finance packages available.
As with all loans and credit, the patient will need to meet certain criteria. This varies between companies but you will be required to be employed and to bring along to your consultation recent pay slips and bank statements as proof of income and a utility bill.
- Pay before surgery; this involves paying a large deposit when you book your appointment followed by monthly installments before the procedure takes place.
- Pay a deposit, have the surgery, then pay the remainder in monthly installments.
- Get finance to cover the whole procedure and pay in monthly installments after the surgery.
- Some clinics offer a 0% finance option with a repayment period of between 6 to 12 months. If installments are to be paid over more than 12 months, then interest is usually charged.
Can I Get A Gastric Band With Poor Credit?
As with any financial product or service you undertake, a credit check will be carried out to determine whether or not you meet the criteria for a loan or other repayment scheme. A poor credit record can adversely affect your chances of getting the best financing deal, but you may still be eligible for credit and financing at a somewhat higher interest rate. Each clinic or third party finance company will differ, so shop around wisely to get the best deal you can. It's also advisable to speak with a financial adviser before taking out a loan or entering into any finance agreement.
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Gastric Band Surgery Through The NHS
Yes, provided you meet certain criteria. NHS consultants will only offer the surgery as a final option, and if you have tried every other means of losing weight and/or making different lifestyle choices without success. Requirements for gastric band surgery on the NHS include:
- Having a BMI of 35 or over, especially if you have a life threatening illness such as type II diabetes, or high blood pressure.
- If your BMI is 40 or above, and it looks likely you'll develop life threatening illnesses if your weight issues are not addressed.
Even if you do fit the above criteria, it's preferable to try and lose some weight prior to being considered for surgery. And if you can show you have made a commitment to taking regular exercise, you will be in an even better position to take advantage of gastric band surgery on the NHS.
It is important to remember, however, that this may be an unattractive option to many patients as waiting lists can stretch to anywhere between two and three years.
Gastric Band Surgery Abroad
With the average cost of lap band procedures in the UK so high, it is little surprise many people choose to travel abroad for surgery.
Countries such as Spain, Brussels, Mexico and even India offer gastric bands at exceptionally low prices compared to the UK, with surgery costing as little as £3,400 in some countries.
It isn't too difficult to see why more and more people are going abroad for their operation.
However, it is important to consider what will happen if something was to go wrong with your surgery or recovery. If you have not taken out the correct insurance the cost could increase significantly as a result of follow up treatments and/or additional medication. The trip could end up costing more than a procedure in the UK if you do not think about every possibility before you make the decision.
It is therefore advised that prospective medical tourism patients conduct thorough research beforehand on their clinic and surgeon. It is also advised patients find out what after-care is included in the initial cost and whether their travel insurance policy will cover the cost of any complications that might be encountered whilst abroad.
It is also recommended prospective surgical holidaymakers take in to account various other costs likely to be arise when receiving treatment abroad, such as flights, accommodation and transport before making the decision to undergo cosmetic surgery in another country.