In the UK, the average cost of gastric band surgery is between £5,390 and £9,000. However, certain clinics and private medical firms do offer deals and offers and some UK companies offer a more affordable service.
If financing the surgery is a major concern, some clinics and private practices offer repayment plans. If you qualify, the cost can be covered by way of monthly installments at 0% interest, and other options such as 'buy now pay later' and even tailored repayment plans, are available in some cases.
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To assist with the issue of finance, many weight loss clinics work alongside loan companies or have their own credit services and finance packages available.
As with all loans and credit, the patient will need to meet certain criteria. This varies between companies but you will be required to be employed and to bring along to your consultation recent pay slips and bank statements as proof of income and a utility bill.
As with any financial product or service you undertake, a credit check will be carried out to determine whether or not you meet the criteria for a loan or other repayment scheme. A poor credit record can adversely affect your chances of getting the best financing deal, but you may still be eligible for credit and financing at a somewhat higher interest rate. Each clinic or third party finance company will differ, so shop around wisely to get the best deal you can. It's also advisable to speak with a financial adviser before taking out a loan or entering into any finance agreement.
Yes, provided you meet certain criteria. NHS consultants will only offer the surgery as a final option, and if you have tried every other means of losing weight and/or making different lifestyle choices without success. Requirements for gastric band surgery on the NHS include:
Even if you do fit the above criteria, it's preferable to try and lose some weight prior to being considered for surgery. And if you can show you have made a commitment to taking regular exercise, you will be in an even better position to take advantage of gastric band surgery on the NHS.
It is important to remember, however, that this may be an unattractive option to many patients as waiting lists can stretch to anywhere between two and three years.
With the average cost of lap band procedures in the UK so high, it is little surprise many people choose to travel abroad for surgery.
Countries such as Spain, Brussels, Mexico and even India offer gastric bands at exceptionally low prices compared to the UK, with surgery costing as little as £3,400 in some countries.
It isn't too difficult to see why more and more people are going abroad for their operation.
However, it is important to consider what will happen if something was to go wrong with your surgery or recovery. If you have not taken out the correct insurance the cost could increase significantly as a result of follow up treatments and/or additional medication. The trip could end up costing more than a procedure in the UK if you do not think about every possibility before you make the decision.
It is therefore advised that prospective medical tourism patients conduct thorough research beforehand on their clinic and surgeon. It is also advised patients find out what after-care is included in the initial cost and whether their travel insurance policy will cover the cost of any complications that might be encountered whilst abroad.
It is also recommended prospective surgical holidaymakers take in to account various other costs likely to be arise when receiving treatment abroad, such as flights, accommodation and transport before making the decision to undergo cosmetic surgery in another country.